Arno Schwarz

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credito para medias e grandes empresas credit operations working capital bank guarantee guaranteed account receivables guarantee trade finance international guarantees supply chain finance anticipation of receivables credit assignment confirmation discount of bills current account bank collection supplier payment escrow account digital signature positive credit registry second copy of bank slip pix transfers open finance financial derivatives foreign exchange market capital financial investments cdb investments lca investments lci investments insurance broker services asset management business segments agricultural financing corporate solutions tailored solutions investment portfolio risk management client relations fraud alert banking services instant transfers customized financial solutions customer service internet banking financial advice direct contact with managers corporate governance sustainability policies financial education programs transparency in operations regulated financial activities secure transactions b2b banking corporate finance agribusiness solutions small & medium-sized businesses credit products working capital solutions foreign exchange services investment products advisory services cash management esg principles innovation customer-centric tailored financial solutions transparency trust humanized service financial consulting economic analysis securitization brazil banking industry mid-sized bank competitive rates personalized service business growth support financial efficiency commercial lending retail banking products financial services management consulting