Joshua Luke

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software development digital payments transaction enablement payment software integrated administrative portal real-time payment data posting text message payment reminders information security risk mitigation collections interactive voice response self-service payments fraud detection automated payments account holder engagement multi-channel payments payment processing ach payments pci compliance mobile payments loan payment solutions fraud prevention account funding payment reminders api integration sdks customer support payment visibility data security user experience operational efficiency account management tools digital wallets machine learning in payments voice recognition technology call center solutions transaction monitoring unusual activity detection client communication payment system integration regulatory compliance information encryption financial institutions solutions automated call handling secure transaction processing self-serve online payments cross-platform compatibility payment analytics client relationship management information technology & services computer & network security internet financial services ux