Frances Pinedo

Microsoft Office 365 Salesforce

mobile payments payments program management travel payments travel loyalty innovation finance banking as a service financial solutions cross boarder payments re remittance loyalty multicurrency digital wallets mobile wallets debit cards prepaid cards global payments payments processing prepaid card debit account cross-border payments money management multi-currency account cash back transaction processing loyalty solutions real-time currency exchange affinity card programs financial empowerment mobile wallet global payment network consumer banking money transfer reload network financial technology mobile-first experience transaction volume banking partnerships consumer accessibility retail payment solutions instant money transfer secure payment features user-friendly interface financial literacy cost-effective banking savings account options value-added services collaborative partnerships international transactions payment innovation visa debit high yield savings consumer rewards marketing partnerships point-of-sale systems customer loyalty programs cashless transactions merchant services client-centric design affordable banking services brand collaboration sports marketing retail partnerships internet information technology & services financial services finance technology marketing & advertising