David Hersom

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wellness & fitness services cash driven health plan healthcare benefits self-insured employers level-funded employers cash payment platform cost savings care navigation member-friendly experience healthcare affordability top physicians member support referral management provider experience balance billing prevention upfront payments quality medical neighborhood real-time payment personalized guidance high-quality care smart healthcare approach medical cost transparency employee savings healthcare conditions member navigation concierge-style guidance healthcare innovations transparent healthcare services pay-as-you-go healthcare educational support medical cost control lifetime savings action healthcare health coverage options performance analysis cost-efficiency provider engagement health plan customization technology platform healthcare resources member incentives network providers operational efficiency claims management wellness integration multichannel access service model healthcare transparency saas healthcare solutions healthcare delivery optimization health wellness & fitness