Ben Krambeck

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member advocacy healthcare cost containment medical claim auditing directaccess network replacement selffunded employer plans reference based pricing balance bill protection self-funded insurance health plan reference-based pricing cost control medically necessary billing claims processing transparent pricing open-access plan provider reimbursement healthcare savings employee benefits stop-loss insurance dedicated support member experience claims management provider relations billed charges member enrollment healthcare providers financial responsibility eob explanation cost transparency risk management legal defense dedicated service team balance bill support educational resources medical id card healthcare alternative partnering with providers audit process patient care fee capping multi-level methodology healthcare costs premium reduction comprehensive services consumer-driven healthcare cost savings programs healthcare navigation real-time support humans in healthcare enhanced member benefits provider network flexibility